Premium Audit Services

Most premium audit programmes are losing money they don't know about.

Leakage, calculation inconsistency and missed exposures rarely show up in your reporting - until they become a dispute, a shortfall, or an audit finding. This 4-minute assessment shows you exactly where your programme stands.

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Pro has reviewed thousands of premium audits across carriers, MGAs and self-insured programmes. The patterns we see repeatedly - leakage, inconsistency, documentation gaps - are built into every question below. Most organisations don't discover them until the financial impact has already occurred.

Pro - Premium Audit Services

What this covers

Ten dimensions of premium audit quality - assessed in one sitting.

Each question maps to a specific area where Pro consistently finds value in client programmes. Your results pinpoint exactly where to focus.

01
Review process
How much of your completed work is actually checked
02
Classification accuracy
Whether codes are validated against source documents
03
Exposure leakage
Subcontractors, seasonal workers and non-standard payroll
04
Calculation consistency
Variation between auditors on the same audit type
05
Dispute rate
What your challenge rate tells you about upstream quality
06
Documentation standards
Whether workpapers would withstand regulatory scrutiny
07
Technology & automation
Manual process exposure and calculation risk
08
Team capability
Skill gaps as a driver of leakage and inconsistency
09
Premium recovery
Whether retrospective adjustments capture what's owed
10
Strategic visibility
Whether leadership can see quality before it becomes a problem

Your Programme Health Check

Answer honestly - the value is in the result, not the score.

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Review process